Dirty Words

What is 'freedom of speech' when you have to constantly be politically correct?

There are words and phrases in America that aspiring politicians or government workers can never utter. I call these words and phrases DIRTY. In America, we have made some phrases appear to be more like an oxymoron. For example, when India and Iran’s former leaders stated that they wanted 'nuclear weapons of peace', the US government criticized their aspirations. While I am not very knowledgeable about the true reasons as to why other countries would like to obtain a nuclear weapon, I agree with their statements: Nuclear Weapons of peace. Before you go off the rocker, think about it. Iran building a nuclear weapon to attack the US? I doubt it. If they tried, the US has the ability to wipe Persia and their neighbors off the map. Is America afraid of Iran potentially attacking us? I highly doubt it. If so, I don't see it happening in the next 20 years…. At least.

The problem with Iran having nuclear power is not the threat of attack or the lingering fear of imminent doom but rather the threat of them being on equally playing field with the high powers of the world. You cannot just push a country with a nuclear bomb in the corner. If they have these abilities, it means you then have to take that country seriously. You have to listen to what this country has to say and include them in the conversation. When you have more countries calling shots, it lessens the powers of the USA, Europe and Israel. In my opinion, this is the partial reason as to why the US does not want Iran to advance with nuclear power. What really sucks about my beliefs is that many people will hold them against me. While I love my country, that does not mean I have to agree with the popular beliefs.

If you can love your child but disapprove of your child’s actions, why can't the same go for one's country? Does disagreeing make me less patriotic?

America boost about having many freedoms, but I long for the ability to express my opposing beliefs without fearing that it will jeopardize my career or be seen as me being disloyal to my country... Welp... at least I am not in North Korea.

The First Amendment of the Constitution permits the freedom of speech with limitations. Therefore, no good expression goes unpunished. With freedom of speech comes the freedom to criticize – including the freedom to be offended. I remember sitting at lunch with a few of my coworkers and we were discussing nuclear bombs. I brought up the 'nuclear weapons of peace' comment. Call me ignorant, but I publicly expressed the fact that I agreed. All of this and my coworkers told me that I could not say that. Should I not be able to think for myself and draw my own conclusions? Are we at the point where we can't say anything that may oppose mainstream views? If you do, you will be left feeling dirty inside.

So, I have realized that some expressions and words are considered DIRTY. For instance, I cannot openly tell anyone that I was a fan of the deceased Hugo Chavez (former President of Venezuela) mainly because he did so much for the people living in poverty there. But most Americans cringe if you favor any aspects of communism. Don’t you feel dirty just thinking about it? Most Americans associate communism with dictators and oppression. (But for some reason China gets a pass.)While I am fledging regarding this subject, I do believe that communism is not as bad as America would have us believe. Communism and capitalism are on to opposite sides of the spectrum, but I believe communism is a great way to stabilize a country by uplifting the poor.

Moral of the story: fuck, bitch, shit, ass, and damn are not the only dirty words in this country. Communism, Nuclear Weapons of Peace (not a word but a phrase), Autocracy, and more are considered the new age 'Dirty Words'.

Money, money, money... All the Government ever talks about is money!

INTRO 

You’re a hustler. Everyday you wake up and it’s ‘Rise and Grind’. Hopefully, your business consists of more than just a Facebook page, 100 likes, and a few pictures of your wholesale products now for individual sale. There is nothing wrong with having your business start up on Facebook. I am aware of humble beginnings. But as of late, I am a bit worried about all my Facebook entrepreneur friends. It is quite possible that your business will flourish. Playboy was started with a $600 loan and a few investors. But while you are busy running your company and soliciting ‘likes’ on Facebook, I think it would be a good idea for you to think about your finances at a grand scale. Although many of us think we are ‘getting it’. We are probably only getting it for ‘right now’. Just ask MC Hammer. How did he blow millions of dollars? Bad money management? Not being informed? Not educating himself? Money has a tendency to be here today, gone tomorrow. With the economic crisis our country is facing, barely recovering from the last recession, it is time to start making better INFORMED financial decisions. Whether you are starting a business, trying to start up a savings account, trying to figure out how to invest a few hundred, or thinking about retirement… we all can benefit from a little financial guidance. 

POLITICAL JARGON

Right now America is going through a self-inflicted hardship… And if you are a real contending hustler… you should be perfectly aware of the economic situation we are currently facing. Financial decisions that the government makes impacts us. And it may not be an overnight change, but it eventually creeps in. How many business owners or home owners lost everything due to the recession  It wasn't necessarily predictable but we knew the government was having financial problems for quite sometime. And in order to know what's going to happen with your money, it's good to watch the government and the big boys on Wall Street so that you can be prepared and save up for a hard hitting rainy days.

 It’s hard to keep up with all the political jargon - financial cliff, sequestration, debt ceiling, and etc., but to be aware is to be prepared. I was not sure what all these terms meant, but I have a tendency to Google things when I am curious… and I wanted to make this a one stop shop for all my uninformed readers.

The DEBIT Ceiling

What we consider the ‘debt ceiling’ is the maximum amount of money the United States can borrow. However, the debt ceiling is raised whenever the government comes close to the limit. The debt ceiling was created under the Second Liberty Bond Act of 1917, putting a "ceiling" on the amount of bonds the United States can issue. By hitting the limit and missing an interest payment to bondholders, the United States would be in default, lowering its credit rating and increasing the cost of its debt (Investopedia 2013). Sounds like a self inflicted wound. For one, it is not required nor is it necessary to have a debt ceiling. And since 1944 the debt ceiling has been raised 94 times. So why does Congress have a debt ceiling in place when it seems to cause more harm than good? Most democratic countries do not have a debt ceiling in place. 

So what is the purpose of the debt ceiling when they can just raise it whenever needed? Think about your monthly budget. You have it in place to know how much you would like to spend at a given time. You can spend more than what you placed in your budget, but you will be more aware of the consequences. I assume this is the greatest purpose of the ‘debt ceiling’. It engages the President and Congress in conversation. With the debt ceiling, it allows the citizens of the US to know how progress is going. But then again, being informed is simply that… being informed. And it seems like we are constantly being informed of an increase in debt that US citizens have no control over.

FISCAL CLIFF

Although the fiscal cliff was averted, it’s is important to know what it was and what occurred. The end of 2012 marked when the Budget Control Act of 2011 would come into effect which ended temporary payroll tax cuts, tax breaks for businesses, and marked the beginning of taxes related to President Obama’s health care law. With the Budget Control Act coming into effect and tax breaks coming to an end, there was also a ‘fiscal cliff deal’ that was implemented on January 1. The most important details about the deal includes the payroll tax which has increased to 6.2% for individuals making an income of $113,700 or more, and there was an raise in investment tax, increasing from 15% to 23.8% for individuals in the highest tax bracket and a 3.8% surtax on investment income for individuals earning more than $200K and couples making more than $250K. The deal will raises taxes on 77.1% of U.S. households. However, they did extend the Bush-era tax cuts.

SEQUESTRATION

Sequestration is the term used to describe the governments forced budget cuts. The sequester was suppose to start at the beginning of the governments financial year (also known as fiscal year), which was September 1, 2012. However, it was pushed back to allow Congress to focus on the fiscal cliff. They gave themselves until March 1st 2013 to come up with a budget that would reduce the governments spending by 1.2 trillion dollars over a nine year period. And if they couldn't come up with a plan, which they haven’t, the sequester would automatically cut funding from government agencies across the board (leaving only a few pots of money safe, i.e. social security, military personnel, and Medicaid).

Many news reports are not recognizing the fact that the governments fiscal year is half way complete and that the $85 million budget cut for 2013 is not impacting an entire 12 months of spending, but will be pulled from the remaining six months left of the Fiscal Year 2013 which ends October 31. Many government employees working for the DoD will be furloughed a day a week, causing their salary to increase my 20%.

The government is the heart of the United States economy. Government spending is reduced, causing civilian employees and other government workers to have a reduction in salary. This then trickles down to contractors. Once their pay is cut that equals less spending at retail stores and restaurants. No one knows exactly how this will impact the economy, but from my point of view, it doesn't look good.

Sources:


http://bonds.about.com/od/Issues-in-the-News/a/What-Is-The-Fiscal-Cliff.htm


http://www.huffingtonpost.com/2013/01/01/fiscal-cliff-deal-passed-_n_2394022.html


http://www.investopedia.com/terms/d/debt-ceiling.asp#ixzz2MxazCofj